Tax Filing FAQs: Your 2025 Guide to Refunds and Filing

• admin
• February 18, 2025
• 6 min read

Tax Filing FAQs: Essential Information for 2025

To help you confidently approach your 2025 tax obligations, we’ve compiled a comprehensive guide addressing the most frequently asked questions about tax filing and refunds.

Key Takeaways

• Timely Filing: E-filing and opting for direct deposit can expedite your refund, typically within 21 days.
• Refund Tracking: Utilize the IRS’s “Where’s My Refund?” tool for real-time updates on your refund status.
• Common Delays: Errors on your return or claiming certain credits can extend processing times.

When is the Deadline to File My 2024 Tax Return?

For the 2025 tax season, the due date to file your federal individual income tax return is April 15, 2025. If you require additional time, you can request an extension until October 15, 2025. However, it’s crucial to note that an extension to file does not grant an extension to pay any taxes owed. Payments are still due by the original filing deadline to avoid interest and penalties.

How Can I File My Taxes Electronically?

The IRS offers several options for electronic filing (e-filing):

• IRS Free File: Available to taxpayers with an Adjusted Gross Income (AGI) of $84,000 or less, this program provides free tax preparation and filing through partnered software.
• Direct File: Introduced in 2025, the Direct File program allows taxpayers in 25 states to file their federal taxes directly with the IRS without the need for third-party software. This option is ideal for individuals with simple tax situations.
• Authorized E-File Providers: For more complex tax scenarios, you may choose to file through authorized e-file providers or tax professionals.

Electronic filing, or e-filing, is the most efficient method, as it reduces errors, expedites the processing of your return, and is easily accessible through various online services.

What Are the Benefits of Choosing Direct Deposit for My Refund?

Opting for direct deposit offers several advantages:

• Speed: Refunds are typically issued within 21 days for e-filed returns with direct deposit.
• Security: Funds are transferred directly into your bank account, minimizing the risk of lost or stolen checks.
• Convenience: You can split your refund into up to three different accounts, including checking, savings, or retirement accounts.

To select direct deposit, provide your bank routing and account numbers when filing your return.

How Can I Check the Status of My Refund?

The IRS provides the “Where’s My Refund?” tool, accessible online or via the IRS2Go mobile app. This tool allows you to track your refund through three stages: Return Received, Refund Approved, and Refund Sent. To use it, you’ll need your Social Security number or Individual Taxpayer Identification Number (ITIN), filing status, and the exact refund amount claimed on your return. Updates are available 24 hours after e-filing or four weeks after mailing a paper return.

What Could Cause a Delay in My Refund?

Several factors can lead to refund delays:

• Errors or Incomplete Information: Mistakes in your return, such as incorrect Social Security numbers or missing information, can slow down processing.
• Paper Filing: Mailed returns take longer to process, often extending beyond four weeks.
• Claiming Certain Credits: Returns claiming the Earned Income Tax Credit (EITC) or Additional Child Tax Credit (ACTC) may experience delays due to additional verification processes.
• Identity Verification: If the IRS suspects identity theft or fraud, they may request additional information, leading to delays.

To minimize delays, ensure your return is accurate, complete, and filed electronically.

What Should I Do If I Haven’t Received My W-2?

Employers are required to send W-2 forms to employees by January 31. If you haven’t received your W-2 by mid-February:

1. Contact Your Employer: Verify that your W-2 was sent to the correct address.
2. Reach Out to the IRS: If you’re unable to obtain your W-2 from your employer, contact the IRS at 800-829-104 for assistance.
3. File Using Form 4852: If you still haven’t received your W-2 by the tax filing deadline, you can use Form 4852, Substitute for Form W-2, to estimate your wages and taxes withheld.

Keep in mind that filing with Form 4852 may delay the processing of your return and refund, potentially impacting your refund due date.

Can I Receive a Tax Refund If I’m on a Payment Plan for Previous Taxes?

If you’re making payments under an installment agreement for a previous tax debt, any refund due to you will be applied to your outstanding balance. This automatic application of your refund reduces your debt but does not replace your regular installment payments, which you must continue to make as scheduled.

How Do I Amend a Filed Tax Return?

If you need to make changes to a return you’ve already filed, such as correcting income, deductions, or credits, you’ll need to file Form 1040-X, Amended U.S. Individual Income Tax Return. As of 2025, you can use online services and electronic filing to submit Form 1040-X for tax years 2022 and later. Processing of amended returns can take up to 16 weeks. You can check the status of your amended return using the “Where’s My Amended Return?” tool on the IRS website.

What Resources Are Available for Free Tax Preparation Assistance?

If you need help filing your taxes but don’t want to pay for professional services, several free tax assistance programs are available in 2025:

IRS Free File

• Who qualifies? Taxpayers with an Adjusted Gross Income (AGI) of $84,000 or less in 2025.
• How it works: The IRS partners with private tax software providers to offer free e-filing and step-by-step guidance.
• Where to access: Visit the IRS Free File website to find a provider.

Volunteer Income Tax Assistance (VITA)

• Who qualifies? Individuals earning $64,000 or less, those with disabilities, or non-English speakers.
• How it works: Certified IRS volunteers provide in-person assistance at designated VITA locations.
• Where to access: Find a local site using the IRS VITA Locator Tool.

Tax Counseling for the Elderly (TCE)

• Who qualifies? Taxpayers aged 60 and older who need assistance with tax-related concerns, especially retirement income.
• How it works: IRS-trained volunteers help seniors file their tax returns for free.
• Where to access: Most TCE programs are operated through AARP Foundation Tax-Aide—find a location at AARP’s Tax-Aide website.

IRS Direct File (New in 2025!)

• Who qualifies? Taxpayers with simple tax situations in select states.
• How it works: This new IRS pilot program allows eligible taxpayers to file their federal returns directly with the IRS for free.
• Where to access: Visit IRS.gov for updates on availability.

If you qualify for these programs, taking advantage of them can save you time and money while ensuring your taxes are filed accurately.

How Can I Check the Status of My Tax Refund?

The IRS provides an online tool called Where’s My Refund? as part of their online services, allowing taxpayers to track their refund status. To use this tool, you’ll need:

• Your Social Security number (SSN) or Individual Taxpayer Identification Number (ITIN)
• Your filing status (single, married filing jointly, etc.)
• The exact refund amount from your tax return

The tool updates daily and will show three stages:

1. Return Received – The IRS has received your tax return and is processing it.
2. Refund Approved – Your refund has been approved and is being prepared for payment.
3. Refund Sent – Your refund has been issued via direct deposit or check.

If you filed electronically, you can start checking 24 hours after submission. If you mailed a paper return, it may take four weeks or longer to appear in the system.

Why Is My Tax Refund Delayed?

Several factors can cause refund delays, including:

• Errors on Your Return – Mistakes in personal information, income reporting, or math errors require additional IRS review.
• Claiming Certain Credits – Refunds that include the Earned Income Tax Credit (EITC) or the Additional Child Tax Credit (ACTC) are subject to additional processing under the PATH Act, meaning they won’t be released before mid-February.
• Filing a Paper Return – Paper-filed returns take significantly longer to process.
• Identity Verification Issues – If the IRS suspects fraud, they may request verification before processing your refund.

If your refund is taking longer than expected, use the IRS’s Where’s My Refund? tool to check its status.

What Happens If I Owe Taxes and Can’t Pay by April 15?

If you owe taxes but can’t pay the full amount by April 15, 2025, consider the following options:

1. File for an Extension – This gives you until October 15, 2025, to file your return. However, you must estimate and pay any taxes owed by April 15 to avoid penalties and interest. You can request a personal tax extension here.
2. Set Up a Payment Plan – The IRS offers installment agreements that allow you to pay your tax debt over time. You can apply for a payment plan through the IRS Online Payment Agreement Tool.
3. Request an Offer in Compromise – If you’re facing financial hardship, you may qualify for a reduced settlement with the IRS. This requires proof of inability to pay in full.

Ignoring tax debt can lead to penalties, interest, and even collection actions such as wage garnishments or bank levies. It’s best to contact the IRS as soon as possible to discuss your options.

Can I File My Taxes for Free?

Yes! Several free filing options are available depending on your income and filing needs:

• IRS Free File – Available for individuals with an AGI of $84,000 or less in 2025.
• Volunteer Income Tax Assistance (VITA) – Free tax preparation for individuals earning $64,000 or less, those with disabilities, or non-English speakers.
• Tax Counseling for the Elderly (TCE) – Free assistance for taxpayers aged 60 and older.

These services help taxpayers file their returns accurately and maximize refunds without paying for tax software or professional services.

FAQs

1. How long does it take to get my tax refund in 2025?

If you e-file with direct deposit, most refunds are issued within 21 days. Paper returns can take six weeks or longer. Refunds with EITC or ACTC claims will not be processed before mid-February due to fraud prevention measures.

2. Can I get a tax refund if I didn’t have any income?

You may still qualify for a refund if you had tax credits (such as the Earned Income Tax Credit) or had taxes withheld from past income sources. File a return to claim any eligible credits or overpayments.

3. What should I do if I made a mistake on my tax return?

If you discover an error after filing, you may need to amend your return using Form 1040-X. Corrections to math errors or missing forms may be automatically adjusted by the IRS without needing an amendment.

Empower Your Tax Season Journey

Staying informed about tax filing procedures can help you avoid delays, maximize your refund, and stay compliant with IRS regulations. Whether you’re filing for the first time or a seasoned taxpayer, these tax filing FAQs provide the guidance needed for a smooth 2025 tax season.

For official updates, always refer to IRS.gov or consult a qualified tax professional for personalized advice.