State
New York (NY)
Original Deadline
April 15, 2026
Extended Deadline
October 15, 2026
Extension Type
⚠ Own Form Required
State Agency
NYS Dept. of Taxation & Finance

New York state flagNY — New York

New York Personal Income Tax Extension — What You Need to Do

Unlike most states, New York does not automatically honor your federal extension. You must file your own Form IT-370 by April 15, 2026 to get a six-month extension to October 15, 2026 — a copy of your federal extension is not accepted in its place.

Filed a federal extension? You still need to file New York’s own form. New York explicitly does not accept a federal extension in place of Form IT-370 — you must submit IT-370 yourself by April 15, 2026, even if the IRS already granted you more time.

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New York Extension Checklist — 2026

Two things to handle. Step one is mandatory in New York — there’s no automatic extension based on your federal filing.

1
Due by
April 15, 2026

File Form IT-370 and Pay Any New York Tax Due

This step is always required in New York. A federal extension does not extend your New York deadline — you must file Form IT-370 yourself by April 15, 2026.
No fee
File & Pay Online via Individual Online Services
tax.ny.gov/online/ind.htm
File IT-370 and pay electronically in one session.
Mail
Form IT-370 with Payment

EXTENSION REQUEST
PO Box 4125
Binghamton, NY 13902-4125

An extension doesn’t extend the time to pay — interest still accrues.

2
Due by
October 15, 2026

File Federal + New York Return

File your federal return now and add your New York state return — Form IT-201 for residents — in the same session. NYC and Yonkers taxes are computed on the same form. Your New York extended deadline is October 15.

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New York Late Filing & Payment Penalties — What It Costs to Wait

New York charges separate late-filing and late-payment penalties, plus daily-compounded interest that resets every quarter.

Charge Type Rate Cap Trigger
Failure to File 5% of unpaid tax per month (or part) 25% (min. lesser of $100 or 100% of tax if 60+ days late) No valid IT-370 filed and return not filed by April 15
Failure to Pay 0.5% of unpaid tax per month (or part) 25% Tax not paid by April 15, regardless of extension
Interest 9.5% per year (Q1 2026 rate; compounded daily, reset quarterly) No cap Accrues from April 15 on any unpaid balance — cannot be waived

Example: If you owe $5,000 and don’t file IT-370 or pay anything until you file by October 15, that’s a failure-to-file penalty of 5% × 6 months = 30% (capped at 25% = $1,250), plus 9.5% annual interest on the balance. Filing IT-370 on time avoids the failure-to-file penalty entirely — but interest and the 0.5%/month late-payment penalty still apply to any unpaid tax.

New York State Extension Details

Extension Type Own Form Required (Not Automatic)
Original Filing Deadline April 15, 2026 (for both paper and e-filed returns)
Extended Filing Deadline October 15, 2026
Extension Period 6 months
Extension Form Form IT-370 — required regardless of federal extension status; a federal extension copy is not accepted in its place
Return Form Form IT-201 (residents); Form IT-203 for nonresidents/part-year residents
Federal Extension Required? No — and having one does not substitute for Form IT-370
Payment Deadline April 15, 2026 (extension does not extend time to pay)
Online Payment Portal Individual Online Services
Form IT-370 Mailing Address (with payment) Extension Request, PO Box 4125, Binghamton, NY 13902-4125
Return Mailing Address (refund/no payment) State Processing Center, PO Box 61000, Albany, NY 12261-0001
Return Mailing Address (balance due) State Processing Center, PO Box 15555, Albany, NY 12212-5555 (include Form IT-201-V)
State Agency New York State Department of Taxation and Finance
Failure to File / Failure to Pay Penalty & Interest 5%/month (cap 25%) failure to file; 0.5%/month (cap 25%) failure to pay; 9.5% annual interest (Q1 2026, adjusted quarterly)

New York Tax Extension — Frequently Asked Questions

Does a federal extension cover me in New York?

No. New York explicitly does not accept a copy of your federal extension in place of Form IT-370 — you must file New York’s own extension form by April 15, 2026, even if the IRS already granted you extra time.

Do I need to file Form IT-370?

Yes, always, if you want more time to file your New York return — there’s no automatic extension in New York based on federal status alone.

What if I owe New York tax when I request the extension?

Pay what you can by April 15, 2026 when you file Form IT-370, either online through Individual Online Services or by mail. The extension covers filing only, not payment — interest and the failure-to-pay penalty accrue from April 15 regardless.

Does my New York return cover NYC and Yonkers taxes?

Yes. New York City and Yonkers resident income taxes are calculated directly on Form IT-201 — there’s no separate city return for individuals.

Which New York return form do I need?

Form IT-201 if you were a full-year New York resident. Nonresidents and part-year residents use Form IT-203 instead.

Where do I mail my return versus my extension request?

Form IT-370 with payment goes to PO Box 4125 in Binghamton. Completed returns go to the Albany State Processing Center — PO Box 61000 for refunds, PO Box 15555 for balance due — different addresses, so double-check before mailing.

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