State
New Mexico (NM)
Original Deadline
April 15, 2026
Extended Deadline
October 15, 2026
Extension Type
✓ Automatic w/ Federal
State Agency
New Mexico TRD

New Mexico state flagNM — New Mexico

New Mexico Personal Income Tax Extension — What You Need to Do

If you have a federal extension (Form 4868), New Mexico automatically extends your filing deadline to October 15, 2026 — no separate New Mexico form needed. You only need to file Form RPD-41096 by April 15, 2026 if you need more time than the federal extension provides.

Have a federal extension? You’re already covered in New Mexico. No New Mexico-specific form is required — just attach a copy of your federal extension when you file. Only file Form RPD-41096 if you need additional time beyond the federal extension.

Extended to October 15, 2026
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New Mexico Extension Checklist — 2026

Two things to handle. Whether you need Form RPD-41096 depends on whether your federal extension gives you enough time.

1
Due by
April 15, 2026

Pay Any New Mexico Tax Due (File Form RPD-41096 If Needed)

Form RPD-41096 is only needed for extra time. Skip it if a federal extension is all you need — New Mexico automatically follows it to October 15. File RPD-41096 only if you need more time than that.
No fee
Pay Online via Taxpayer Access Point
tap.state.nm.us
Free e-filing and payments through TAP.
Mail
Check with Form PIT-EXT

NM Taxation and Revenue Dept.
PO Box 8390
Santa Fe, NM 87504-8390

An extension doesn’t extend the time to pay — interest still accrues.

2
Due by
October 15, 2026

File Federal + New Mexico Return

File your federal return now and add your New Mexico state return — Form PIT-1 — in the same session. Filing sooner means a faster refund. Your New Mexico extended deadline is October 15.

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New Mexico Late Filing & Payment Penalties — What It Costs to Wait

Unlike most states, New Mexico charges a single combined penalty that covers both late filing and late payment — not two separate rates.

Charge Type Rate Cap Trigger
Late Filing & Late Payment Penalty (combined) 2% of unpaid tax per month (or part) 20% Return filed and/or tax paid after the due date
Interest 7% per year (through Q1 2026, IRC-tied and resets quarterly) No cap Accrues from April 15 on any unpaid balance — cannot be waived

Example: If you owe $5,000, have a valid federal extension, and pay nothing until you file by October 15, that’s 6 months late: 2% × 6 = 12% of the unpaid tax ($600), plus 7% annual interest on the balance. Because New Mexico combines late-filing and late-payment into one 2%/month charge (capped at 20%), you never pay two separate penalty rates stacked on top of each other the way you would in most other states.

New Mexico State Extension Details

Extension Type Automatic with Federal Extension
Original Filing Deadline April 15, 2026 (for both paper and e-filed returns)
Extended Filing Deadline October 15, 2026
Extension Period 6 months (federal-aligned)
Extension Form Form RPD-41096 — only required if you need more time than the federal extension provides
Return Form Form PIT-1
Federal Extension Required? Not required, but a federal extension automatically covers New Mexico through October 15
Payment Deadline April 15, 2026 (extension does not extend time to pay)
Online Payment Portal Taxpayer Access Point (TAP)
Extension Payment (Form PIT-EXT) Mailing Address NM Taxation and Revenue Dept., PO Box 8390, Santa Fe, NM 87504-8390
Return Mailing Address (refund/no payment) NM Taxation and Revenue Dept., PO Box 25122, Santa Fe, NM 87504-5122
Return Mailing Address (balance due) NM Taxation and Revenue Dept., PO Box 8390, Santa Fe, NM 87504-8390
State Agency New Mexico Taxation and Revenue Department
Late Filing / Late Payment Penalty (combined) & Interest 2% of unpaid tax per month, capped at 20%; 7% annual interest

New Mexico Tax Extension — Frequently Asked Questions

Do I need to file Form RPD-41096?

Not if a federal extension already gives you enough time — New Mexico automatically follows it to October 15, 2026. File RPD-41096 only if you need additional time beyond that.

Does New Mexico charge separate late-filing and late-payment penalties?

No. New Mexico combines both into a single 2%-per-month penalty, capped at 20% of the unpaid tax — unlike most states that stack two separate penalty rates.

What if I owe New Mexico tax when I request the extension?

Pay what you can by April 15, 2026 using Form PIT-EXT or online via TAP. The extension covers filing only, not payment — interest accrues from the original due date regardless, and cannot be waived.

What if I’m due a refund?

If you’re due a refund, no extension form or payment is required. Filing sooner still gets your refund to you faster.

Which New Mexico return form do I need?

Form PIT-1 is New Mexico’s individual income tax return, used by residents, part-year residents, and nonresidents alike.

Where do I mail my return versus my extension payment?

Extension payments (Form PIT-EXT) and balance-due returns both go to PO Box 8390. Refund or no-payment returns go to PO Box 25122 instead — different addresses, so double-check before mailing.

Ready to File? Start Federal + New Mexico

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